i'm not gonna pretend shit i think Cutler is overrated by a lot of people. and while he doesn't deserve the personal attacks (he kind of has the same issue as Westbrook and LeBron, he has a lot of haters in the media that pick apart everything he does) considering all the off-the-field good he does, i still don't think he's anything but an average QB.
granted, most of my opinion comes from him trying to set the interception record a few years ago. as an Indy fan, i watched absolutely no football last year until the Super Bowl (to see baby brother beat the Pats). so if he played like a beast last year, my opinion means nothing. but his stats don't look much better (except the lower interceptions, but my god there was no room to get worse in that department than he already was lol so he pretty much had to improve.)
He's played behind a terrible line in Chicago. He's not the best decision maker in the league but he has other areas of his game that make up for it.